loans.co.nz allows nearly anyone to lend or to borrow. Whether you are looking for a higher return on your savings, or to borrow money to invest in an idea or a dream. We aim to ensure a better deal for everyone by helping people lend and borrow at the best rate.<br /> <br /> This might be through a bank, but it might also be through another individual looking to obtain a higher rate of return on their savings or borrow more cheaply.<br /> <br /> Lenders, borrowers, connected.