loans.co.nz was a concept developed through trial and error, by numerous companies and bright enterprising people all over the world. The idea is not new, it has existed in many forms for decades, but until recently the environment has not allowed it, big banks have dominated and controlled lending in New Zealand.

loans.co.nz allows nearly anyone to lend or to borrow. If you are looking for a higher return on your savings, or to borrow money to invest in an idea or a dream, start here. Big banks lend to you at one rate, and pay a lower rate on your savings - the difference? their profit.

Sometimes banks may offer the best deals, sometimes the best deals maybe elsewhere. Lend or borrow at the best rate and pay less fees. We aim to ensure the best deal for everyone ...

Borrowers, Lenders, Connected.